Yes, you could. But unless you have very detailed knowledge of insurance claims' practices and procedures, it is not advisable. It is not enough to read your policy and believe you could find your way through the maze of laws, rules etc. and achieve the settlement you were promised and deserve.

Also, in today's insurance claims' climate, insurance companies are trying to keep claim payments as low as possible, and their field and internal adjusters and supervisors are trained to do this.

A public insurance adjuster is trained to resist these claim handling practices, which often result in the policyholder being pressured to accept a settlement which is less than is deserved, which could be illegal. Your retained public insurance adjusters will make sure that you receive a fair and reasonable settlement, and a settlement as promised by your policy.

Your insurance company's adjuster is an employee of your insurance company.

He has no obligation to protect your interests. he has a duty to carry out the instructions of his supervisor and your insurance company. His loyalty is to his employer, not to you. His is trained to keep claim payments as low as possible.

The Office of Program Policy Analysis & Government Accountability, an independent office of the Florida Legislature, has determined that policyholders who hire public insurance adjusters, on average, are paid over seven times the amount the insurance company wanted to pay to settle a claim.

You should hire a Public Insurance Adjuster to protect your interests.

No. By Florida law, an "independent adjuster" may work only for an insurance company, and is subject to its instructions and claims handling practices. He, or she, is trained to keep claim payments as low as possible, which may not be in your interests.